Financial Services

Ask about setting up a Prepay Bonus Credit (PBC) Account and earn points for future purchases!

Crop Input Finance Program.

2025 Program Benefits

  • Improves security of product supply
  • Locks in input costs to maximize income potential and reduce risk
  • Secures a confidential source of payment for input products and services
  • Offers early payment without penalty
  • Presents a comprehensive agronomic relationship to complement your operation
  • Saves time with a convenient one-stop source for all your input needs

AG RELATED PRODUCTS
SOLD BY COOP

Promotional Program Ends August 31, 2025
Maturity date of 2/1/2026

0% Seed Financing from FS Agri-Finance.

  • FS Seed – 0% until December 31, 2025 – FS index rate +2% until maturity March 15, 2026. Eligible for prepaid discount.
  • All Other Seed – 0% until June 30, 2025 – 6% until December 31, 2025 – FS index rate +2% until maturity March 15, 2026. Eligible for prepaid discount.
  • All Other Crop Inputs – 6% interest today until December 31, 2025 – FS index rate +2% until maturity March 15, 2026.

Feed and Fertilizer Finance Programs.

EverGRO FS and John Deere Financial offer Purina Feed, Fixed 0% APR Financing as well as Full Season and Fall Fertilizer Finance Program for 2025-2026.

Purina Beef Cattle, Commercial Goat and Sheep Feed Financing Program:

  • Fixed 0% APR 7/1/2025-12/31/2025 Due in Full January 2026
  • Fixed 0% APR 9/1/2025-2/28/2026 Due in Full March 2026

Fertilizer Finance Program:

  • Full Season: Prime + 3.4% APR 11/1/2025-7/31/2026 Due in Full December 2026
  • Fall: Prime + 2.75% APR 8/1/2025-11/30/2025 Due in Full January 2026

30-Day

Convenience Account

For more information, please feel free to reach out to our Shared Services Division at
(540) 672-2977.

EverGRO’s 30-Day Convenience Account provides our customers with an opportunity to purchase items and services via a credit account. Please note that these accounts are not revolving. These accounts are Net 30. If you need a revolving account, we can offer information on a Farm Plan.

Terms and Conditions: You have the right to terminate your line of credit with EverGRO at any time by notifying us in writing to that effect. Any outstanding balances at the time of termination will remain under the terms and conditions of the credit agreement until paid.

Prepayment Bonus Credit (PBC) Program

Setup an EverGRO PBC Account and Start Earning Points

Producers, are you looking for avenues to prepay your expenses? EverGRO FS has one of the most lucrative prepay programs in central Virginia. When you put money into our PBC program, we pay a percentage in points that can be used to purchase products and services at the coop. For more information, use the form or contact your EverGRO sales representative at (540) 672-2977.

2023 Average: $6.01 points/$100
2024 Average: $6.21 points/$100

*Rates may vary